Homeownership

changes lives

empowers families

breaks the cycle of poverty

writes a new story

A man standing next to a woman holding a spoon.
A man and a woman standing next to each other.

First Story is a nonprofit lender dedicated to creating affordable homeownership opportunities for under-resourced families across the Northwest, empowering them to build financial stability and break the cycle of generational poverty.

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Take the next step

Own a home

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Break the cycle

Donate

WHY WE DO IT

The lack of affordable housing is holding families back and causing deep problems.

Poverty. Homelessness. Educational disparities.

But through affordable homeownership the lives of families are changed forever.

By giving neighbors a hand-up to homeownership, First Story is helping write new chapters.

Financial stability. Asset-building. Achievement of dreams.

This is why we do it.

How WE DO IT

Uniting Community Partners

First Story partners with builders Hayden Homes and Simplicity by Hayden Homes, local municipalities, and a generous network of donors to provide move-in ready homes in communities across the Northwest. Homes are constructed or rehabilitated by our building partners and then sold by First Story.

Awarding innovative loans

First Story’s innovative loan program provides qualified individuals and families earning 80 percent of area median income or below a home loan at zero-down, zero-percent interest for 30 years.

Creating inclusive communities

First Story homes are built with the same quality, care and aesthetics as every other home in the neighborhood. Homes are sold with all of the appliances, a washer and dryer and finished landscaping meaning First Story homes look just like every other home on the block.

a man and a woman holding signs in front of a building
a little girl holding a sign that says welcoming families home
a young boy holding a heart shaped box
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Who we serve

Our model is focused on removing barriers and providing access to the life-changing value of homeownership for diverse community members.

128

128 families served

a group of women standing next to each other
100%

100% earn less than 80% of area median income

two little girls standing in a room with their arms in the air
100%

100% are first-time homebuyers

Smiling couple holding a toddler stand outside a new home with a 'Simplicity by Hayden Homes' flag, man showing house keys.
128

128 families served

a group of women standing next to each other
100%

100% earn less than 80% of area median income

two little girls standing in a room with their arms in the air
100%

100% are first-time homebuyers

Smiling couple holding a toddler stand outside a new home with a 'Simplicity by Hayden Homes' flag, man showing house keys.
80%

80% are the first in their families to ever own a home

a woman standing next to a young boy
29%

29% identify as a member of the Latino or Black community

a woman and a boy standing in front of a door
22%

22% of families include a member with a disability

a family poses for a picture in front of a house
80%

80% are the first in their families to ever own a home

a woman standing next to a young boy
29%

29% identify as a member of the Latino or Black community

a woman and a boy standing in front of a door
22%

22% of families include a member with a disability

a family poses for a picture in front of a house